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Don't let financial decisions
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It's about creating moments
not money.
"Your time is limited, so don’t waste it living someone else’s life."
Steve Jobs
LATEST BLOGS
Updated every week to keep you informed
How will your assets be distributed?
Fostering healthier relationships through intentional conversations
Financial planning mistakes to avoid
One step at a time: The importance of direction in personal growth
Retirement and your healthcare needs
The No-Complaints Diet: Awareness and Acceptance
Maximising your money with tax optimisation
The power of goal-setting
The power of Conceive, Believe, Achieve
Tackling financial challenges as a team
“Every risk is worth taking as long as it’s for a good cause, and contributes to a good life.”
Richard Branson
YOUR FINANCES
Helping you choose the right products to create a portfolio that will fit the life you want to plan
Medical Cover & Gap Cover
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Retirement Planning and Provision
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
Investments & Tax Free Accounts
When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
Disability & Income Protection
Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?
Life Cover
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
Estate Planning
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
Critical Illness
These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.
Retrenchment Benefit
Have you thought about what you and your family will do if you are retrenched? If it hasn’t happened to you, you probably know someone who’s been retrenched. In these tough economic times, it’s one of the most understandable fears. You want to be protected if you’re faced with retrenchment or liquidation.
Corporate Benefits
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Business Assurance
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
"Most people don't plan to fail, they fail to plan."
John L Beckley
ARE YOU SAVING ENOUGH?
How healthy is your financial plan when it comes to saving and provisioning funds for the future? Digital technology and our diverse economic systems and policies have increased our options both for investment and for risk protection. This is an arena that is constantly changing, growing rapidly and needs to be monitored regularly – which is one reason for having your own financial planner!
WHO DO YOU CHOOSE?
If you have never worked with a financial advisor before, you may find yourself overwhelmed by the choice, confused by the jargon and frustrated at the cost! But in the same way you wouldn't service your own car, it's good to have someone you trust to advise and guide you to make healthy decisions about your wealth.
CREATE WINNING STRATEGIES
Aside from being an expert in the money game and having a keen sense of the conditions and lay of the financial landscape, winning strategies are born inside of a relationship of trust, mutual understanding and a commitment to strive for the same goals. Your financial advisor should bring you peace-of-mind and help you maintain control of your finances.
TESTIMONIALS
Hear it from my clients
Dudley, from Financial Vision, was recommended to me at a particularly difficult time in my life. I was in the process of getting divorced and seeing the collapse of the retirement plans that we had as a couple. On a recommendation by an acquaintance I contacted Dudley, not expecting much after previous experience with financial consultants/planners.
Dudley has been heaven sent. He provided me with guidance and quality advice then and still does so now, 10 years later. He went through my divorce with me, he held my hand when I was retrenched and advised me when I decided to leave South Africa to work in the UK. Even though I am thousands of kilometres away, Dudley remains in touch regularly via video calls, is always willing to explain things to me in a way that I can understand and repeatedly if necessary. Nothing is ever too much trouble for him.
Dudley has managed to get me to a point where my finances would not be what they are today without his invaluable advice and retirement is not looking as scary as it once did. Dudley is 100% committed and delivers his service with integrity and kindness. I trust Dudley's judgement and advice and have never hesitated to recommend him to family and friends.
Jacqui McKay
Since 2001 I have had dealings and association with Dudley van Den Heever and Financial Vision. He advised me and arranged my medical aid which was the best choice for my family and which I had in operation for over 15 years. During this time I began taking financial advice for investments and life cover. Without exception, Dudley has always represented my best interests with incredible integrity, honesty and wisdom. I continue taking advantage of his services and advice. When Dudley and his staff say "it will be done", you can count on it to be done, no doubts. This includes going the extra mile on many occasions. I have no hesitation endorsing his services with medical cover, life cover as well as investments.
Gordon Robertson
I have had an association with Dudley van den Heever for the past eight years. Dudley has taken care of all my financial matters from life policies, medical cover through to investments.
At all times I have found Dudley to be proactive with his advice and guidance and he is always a pleasure to work with. I would have no hesitation in recommending Dudley to anyone requiring financial planning and wish him well in the future.
Ian Bedford
"Innovation distinguishes between a leader and a follower."
Steve Jobs
CONTACT ME TODAY
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